Overview
Every FC-GPR, FC-TRS, ECB or FDI filing passes through your bank's Authorised Dealer desk before it reaches the RBI, and banks routinely raise queries on documentation, pricing or classification along the way.
We manage this coordination on your behalf — responding to AD bank queries, following up on pending filings, and liaising directly with the RBI where a matter needs to be escalated — so transactions do not stall in the middle.
What's included
- AD bank coordination for pending filings
- Query response & documentation support
- Follow-up on RBI approvals
- Escalation support where needed
How we approach it
Frequently asked questions
Why does an AD bank get involved in FEMA filings?
Most FEMA reporting for companies is routed through the company's bank, which acts as the RBI's Authorised Dealer and reviews filings before forwarding them.
What kind of queries do AD banks raise?
Common queries relate to valuation, KYC/FIRC documentation, sectoral classification and pricing compliance.
Can you liaise directly with the RBI?
Yes, where a matter needs escalation beyond the AD bank — such as compounding or a specific approval — we represent you directly with the RBI.
Why would a filing get stuck at the AD bank instead of reaching the RBI?
Banks routinely raise queries before forwarding a filing — on valuation support, KYC documents, or how a transaction is classified — and the filing stays pending until these are resolved.
Can I use any bank as my AD bank, or does it have to be a specific one?
You choose one bank as your designated AD bank for FEMA reporting purposes, and filings for a given transaction should be routed consistently through it.
Do you charge separately for AD bank liaison, or is it part of the filing fee?
It depends on the complexity and number of queries involved — we scope this upfront so there are no surprises.
Talk to us about Liaison with RBI & AD Banks.
Rashmi K.S. & Associates · Practising Company Secretaries · Balewadi, Pune